Decisions, decisions...
- speedjunkie
- Senior Member
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Haha, you guys are the voice of reason. I do have the Explorer, but I'm selling it for cheap to get rid of it...it's got body damage, the heater is broken, etc. Basically it sucks to drive and I don't need an SUV (or anything that gets under 20MPG), but I bet it'd make somebody happy for the right price.
- RX-7 Chris
- Posts: 7800
- Joined: Tue Oct 02, 2007 9:14
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Huzer wrote:Buying a new car for me (or obtaining a loan either new/used) makes no sense, but I still want to do it. Haha!
Same here.
1984 RX-7 GSL-SE [size=84]My restomod project[/SIZE]
1964 Ford Galaxie 500XL flat black w/ white interior, 2 dr fastback, 390 thunderbird, C6 auto, 2500 rpm high stall converter, shift kit, AC, Holley 750 cfm
[size=100]RIP 1983 RX-7[/SIZE]
My Car Blog
Gotta pay to play. Sure I could get rid of my nice car and have no car payment, but then I'd hate my life driving some piece of junk. Ok maybe not a piece of junk, but I don't like downgrading after I've gotten used to a certain level of car.
If you're not hurting for cash at the moment, go with option 2. Sounds like you drive enough that you could split time between the two cars and still enjoy the S2K plenty while keeping some of the wear and tear off of it. You can get a cheap, reliable car for a lot less than 10k and still keep your fun car. Then you only have to hate your car half the time, hehe. Also, insurance on a cheap used car is nothing, especially if you just keep liability on it. My Miata is like $25/mo for insurance.
You could just get a Miata like I did so you can have fun even while driving your old beater. But then you'd have two impractical convertibles hehe. I drive mine in the snow just fine with snow tires though, but if you're not talking about impractical because of the weather then that won't help you getting an even smaller car.
Either way I wouldn't get rid of your fun car just to save $400/mo. Especially if it will be paid off in a couple years and you still like it. I think you'll regret it.
If you're not hurting for cash at the moment, go with option 2. Sounds like you drive enough that you could split time between the two cars and still enjoy the S2K plenty while keeping some of the wear and tear off of it. You can get a cheap, reliable car for a lot less than 10k and still keep your fun car. Then you only have to hate your car half the time, hehe. Also, insurance on a cheap used car is nothing, especially if you just keep liability on it. My Miata is like $25/mo for insurance.
You could just get a Miata like I did so you can have fun even while driving your old beater. But then you'd have two impractical convertibles hehe. I drive mine in the snow just fine with snow tires though, but if you're not talking about impractical because of the weather then that won't help you getting an even smaller car.
Either way I wouldn't get rid of your fun car just to save $400/mo. Especially if it will be paid off in a couple years and you still like it. I think you'll regret it.
2015 Ironman Silver Veloster Turbo - Bone stock and staying that way
1990 Crystal White Miata - Beater - Bignose 1.6L Swap, Robbins Top w/Glass Window, E-Codes, Air Horns, Brembo Rotors
Former Rides:
2011 Kona Blue Mustang GT 5.0
2009 True Red Mazdaspeed3 GT
2005 Flame Red SRT-4
1990 Crystal White Miata - Beater - Bignose 1.6L Swap, Robbins Top w/Glass Window, E-Codes, Air Horns, Brembo Rotors
Former Rides:
2011 Kona Blue Mustang GT 5.0
2009 True Red Mazdaspeed3 GT
2005 Flame Red SRT-4
- chickenwafer
- Posts: 2515
- Joined: Wed Mar 11, 2009 9:14
- Location: Greeley
After rocking piles of crap daily drivers for years, I got fed up and finally got a nice car I really wanted (my Jetta). While my FD obviously sees garage duty most of the time, I still try to drive it whenever the weather is nice and as much as I can.
For me, the whole "cheap beater" thing got real old, real quick. You think you can handle it, but it gets old driving a POS that needs constant work, or worse, you look like a Chester Molester driving around in one. All that may make no difference to you, and more power to you if it doesn't, but I couldn't handle feeling like a teenager in his first car all the time haha.
And honestly, these are tough financial decisions you need to think real hard about...I don't see how anyone here can tell you definitively what to do...we can obviously give you some of OUR opinions and perspective, but ultimately, no one knows your situation better than you.
For me, the whole "cheap beater" thing got real old, real quick. You think you can handle it, but it gets old driving a POS that needs constant work, or worse, you look like a Chester Molester driving around in one. All that may make no difference to you, and more power to you if it doesn't, but I couldn't handle feeling like a teenager in his first car all the time haha.
And honestly, these are tough financial decisions you need to think real hard about...I don't see how anyone here can tell you definitively what to do...we can obviously give you some of OUR opinions and perspective, but ultimately, no one knows your situation better than you.

Yeah, was mostly just looking for perspective on things...what others would do if they were in my situation.
The S2000 is impractical because of the space...I drive it in the snow just fine most of the time. I just need something I can haul stuff around in...drums for example.
Sure, $400/mo doesn't sound like much...and I'm not in trouble financially, but I'd love to have the extra money. I'm starting to think about things like going back to school, buying a house, etc. Oh, and I wouldn't be buying a beater, just something not as fun as the S2000. Prime candidates are a clean E30 or E36 BMW, Mazda 6 (maybe a 3), B5 A4, Subaru Legacy GT, etc.
The catch is that whatever I buy MUST have a manual...and that's hard to find, even in "sport" sedans.
The S2000 is impractical because of the space...I drive it in the snow just fine most of the time. I just need something I can haul stuff around in...drums for example.
Sure, $400/mo doesn't sound like much...and I'm not in trouble financially, but I'd love to have the extra money. I'm starting to think about things like going back to school, buying a house, etc. Oh, and I wouldn't be buying a beater, just something not as fun as the S2000. Prime candidates are a clean E30 or E36 BMW, Mazda 6 (maybe a 3), B5 A4, Subaru Legacy GT, etc.
The catch is that whatever I buy MUST have a manual...and that's hard to find, even in "sport" sedans.
Legacys aren't easy to find with a 5MT (only trim with 6MT is the 07+ SpecB which will be impossible to find for under 10k).
But: http://legacygt.com/forums/showthread.php/fs-albuquerque-nm-stock-2005-legacy-gt-wagon-181186.html
Plenty of room for hauling stuff :P Plus it's got potential to be quite fun! I love driving mine, even if it's just the 2.5i (PZEV too, really gutless) with no power. Plus it does terrific in the snow!
But: http://legacygt.com/forums/showthread.php/fs-albuquerque-nm-stock-2005-legacy-gt-wagon-181186.html
Plenty of room for hauling stuff :P Plus it's got potential to be quite fun! I love driving mine, even if it's just the 2.5i (PZEV too, really gutless) with no power. Plus it does terrific in the snow!

[color="Blue"]2008 Subaru Legacy 2.5i PZEV - Current Ride, 100% stock[/color]
[color="Gray"]2005 Mazda 6i Pebble Ash Metallic - Dead[/color]
$400/month isn't anything to sneeze at. It's quite a bit of money, IMO.
Making payments on a car sucks, period. It took me awhile to figure this out. But I've learned that if I can't buy a car out-right, or make a significant down payment (making my monthly obligation very small and interest minimal)- I don't deserve to drive said vehicle.
Making payments on a car sucks, period. It took me awhile to figure this out. But I've learned that if I can't buy a car out-right, or make a significant down payment (making my monthly obligation very small and interest minimal)- I don't deserve to drive said vehicle.
one and one makes two, together we are free


Learjet45 wrote:Legacys aren't easy to find with a 5MT (only trim with 6MT is the 07+ SpecB which will be impossible to find for under 10k).
But: http://legacygt.com/forums/showthread.php/fs-albuquerque-nm-stock-2005-legacy-gt-wagon-181186.html
Plenty of room for hauling stuff :P Plus it's got potential to be quite fun! I love driving mine, even if it's just the 2.5i (PZEV too, really gutless) with no power. Plus it does terrific in the snow!
I drove an '03 Legacy L sedan (with the 2.5 and a manual) and it was probably the most underpowered car I've ever driven lol. I could get used to that I guess, but the interior also felt extremely cheap, like an old Corolla or something. The newer ones are a lot nicer...I think I would love an 05+ LGT. Super rare to find one with a 5-speed like that too.
kingtut wrote:$400/month isn't anything to sneeze at. It's quite a bit of money, IMO.
Making payments on a car sucks, period. It took me awhile to figure this out. But I've learned that if I can't buy a car out-right, or make a significant down payment (making my monthly obligation very small and interest minimal)- I don't deserve to drive said vehicle.
Well, there's always option 4. If I did that I would have ~8000 to put down on a newer car. Still would put my payment around $250-300/mo though. The main reason I wouldn't want to do that is because I can't think of any cars I'd want to keep around for the full duration of the loan...I like to change cars every year or two, especially if it's one I'm not crazy about.
I can't help but agree with db (aka: tsx).
Why not pay off the S2000 (or as much as you can) and just drive it? Start saving your extra cash for your next car, make investments, put into savings, pay down your mortgage, etc. Cars don't last forever. You've already made the comittment to the Honda and you like it...so what's there to think about?
Anytime you switch cars, you lose...no way around it. You're going to find yourself broke and pissed down the road if you continue to treat cars like girlfriends.
Why not pay off the S2000 (or as much as you can) and just drive it? Start saving your extra cash for your next car, make investments, put into savings, pay down your mortgage, etc. Cars don't last forever. You've already made the comittment to the Honda and you like it...so what's there to think about?
Anytime you switch cars, you lose...no way around it. You're going to find yourself broke and pissed down the road if you continue to treat cars like girlfriends.
one and one makes two, together we are free


Oh yeah, I agree with that too, I wouldn't have driven it so much if I didn't. But it's kind of depressing to think about how abusive daily driving a car is...my car practically looked like it had just gotten out of the showroom when I bought it, and now it looks like it's been a daily driver, haha. Anyway, there are two reasons not to keep driving it like I have been...one, I drive a lot. If I keep driving the S2000 like I have been since I bought it, it'll have a ton of miles on it by the time it's paid off, which isn't good for a sports car. And two, it can't be my only car since it's not big enough to do much of anything with. Even if I put ALL my cash into it, I'd still have 10 months to pay on it. And that's 10 months that I won't have space to take anything more than a small suitcase or a golf bag with me...not to mention it'll be winter again by then. If I keep it I have got to get another car.
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